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Please take a moment to read the following terms and conditions of use.

The intellectual property rights in respect of any work or research on this site are owned by or licensed to CIPFA unless stated otherwise. Access to and use of this website are subject to the following terms and conditions and privacy policy.

1.1 The access and use of any CIPFA website featuring these Terms and Conditions constitutes the user's acceptance of these Terms and Conditions which take effect from the date from which each user first uses any such website

2.1 All rights, including copyright, in the websites and contents of CIPFA web pages and downloads are owned by CIPFA or controlled for these purposes by CIPFA (on behalf of our partners). Users may download printed copies of the material displayed on a CIPFA website for personal use only (including use at work); provided that you maintain all copyright notices and other proprietary notices and comply with all confidentiality obligations hereunder. You must NOT permanently store or otherwise copy contents for commercial gain.

2.2 The trade marks, logos of CIPFA, names and images displayed on CIPFA websites are the registered or unregistered trade marks of CIPFA.

2.3 You shall comply with all copyright laws worldwide in the use of the contents of this website and to prevent any unauthorised access or copying of its contents

3.1 While reasonable care has been taken in the preparation of the websites to ensure that the information contained on them is accurate, the CIPFA websites, content, names, text and images included on them are provided 'AS IS' and without warranties of any kind, either express or implied. To the fullest extent permissible pursuant to UK law, CIPFA disclaims all warranties expressed or implied, including but not limited to implied warranties of reasonable care, satisfactory quality or fitness for a particular purpose and non-infringement of title

3.2 CIPFA cannot warrant that the website and any associated services will be uninterrupted or error free, that any defects will be corrected, or that this website is free of viruses or other harmful components. CIPFA does not warrant the materials in this website in terms of the correctness, accuracy or otherwise

3.3 CIPFA websites contain guidance and notes on certain aspects of law as they might affect the average person. They are intended as general information only and do not constitute legal or other professional advice. It should not be relied on as the basis for any decision or legal action. CIPFA takes every reasonable step to ensure the accuracy and reliability of information published on the website, but cannot accept liability for any loss suffered due to reliance on the contents of it. The law is constantly changing so expert advice should always be sought.

3.4 To the extent permitted by applicable laws, no liability is accepted for any direct, indirect, incidental, special or consequential loss or damage to any user (whether arising in contract, tort including negligence or otherwise) arising out of or in connection with the use of any CIPFA website or these terms and conditions except for personal injury or death of any person caused by negligence or for fraud

4.1 Links contained in CIPFA websites may lead to other websites. The linked sites are not under our control and we are not responsible for the contents of any linked site or any link contained in a linked site

5.1 Although CIPFA may from time to time monitor or review discussions, postings, transmissions, bulletin boards and the like on its websites, CIPFA is under no obligation to do so and assumes no responsibility or liability arising from the content of any such locations nor for any error, omission, third party infringement, defamation, obscenity, or inaccuracy contained in any information within such locations on its web-sites. Users are prohibited from posting or transmitting any unlawful, defamatory, obscene or scandalous material or any material that constitutes or encourages conduct that would be considered a criminal offence, likely to give rise to civil liability, or otherwise violates any law. CIPFA reserves the right to delete, edit or move any content or materials supplied by you in its absolute discretion and to cancel your registration and access rights at any time and for any reason. CIPFA will fully co-operate with any law enforcement authorities or court order requesting or directing CIPFA to disclose the identity of anyone posting any such information or materials on its web-sites.

5.2 CIPFA's web servers may automatically recognise the domain name and email address (where possible) of users of its websites. CIPFA may collect the domain name and email address of visitors to its websites, the email address of those who post messages to its bulletin boards, the email addresses of those who communicate with CIPFA via email, email addresses of those who make postings to CIPFA's discussion areas, aggregate and /or analyse information on what pages users access or visit and information volunteered by the user, such as survey information and/or site registrations

5.3 The information collected by CIPFA is used for internal review, used to improve the content of its website, used to customise the content and/or layout of its web-sites for each individual user, and used to notify users about updates to its websites. It is not used by CIPFA to contact users for marketing purposes and is not shared with other organisations outside of the CIPFA Group for commercial purposes.

5.4 Please refer to the privacy policy for further details on how the CIPFA uses personal data transmitted by a user to a CIPFA web-site.

6.1 CIPFA may at any time revise these terms and conditions without notice by posting changes on-line. It is the responsibility of users to review all information posted on-line. These changes will be effective and binding from when they appear on this site.

7.1 Your use of this website and any download from it and the operation of these terms and conditions shall be governed by and construed in accordance with the laws of England and Wales

8.1 If you have a query or comment on any of these terms or conditions or the operation of the website then please email online@ipf.co.uk